Nov 26, 2024 · Universal life (UL) insurance is a form of permanent life insurance with an investment savings element plus premiums and a death benefit that are flexible. Unlike term …

Dec 1, 2025 · For lifelong coverage, more choice in how cash value is invested and flexibility in premiums and death benefits, explore universal life insurance.

Jun 16, 2025 · Universal life insurance is a permanent life insurance with cash value, flexible premiums and a flexible death benefit. Traditional universal, guaranteed universal, indexed …

Nov 5, 2025 · We analyzed policy fees, cash value growth, the reliability of policy illustrations and more to find the best universal life insurance options.

Universal life insurance is a type of permanent life insurance, which means it offers lengthy coverage and builds cash value over time. Policies typically last until a certain age, such as 95...

Dec 4, 2025 · Universal life is a flexible way to get a permanent life insurance policy and build cash value. The premiums are flexible: you can raise or lower payments within certain limits …

May 12, 2025 · Universal life insurance is a type of permanent life insurance that lets you adjust your premiums sometimes. In addition to the payout, it also has a savings account built into …

Jan 2, 2026 · One of the main benefits of universal life insurance is its flexibility: you can adjust your premium, coverage and death benefit if your circumstances change. Universal life policies...

Oct 3, 2024 · Universal life insurance (UL) is a type of permanent life insurance that doesn’t expire as long as you pay your premiums and comes with a cash value component. UL allows …

People often ask exactly what is universal life insurance? Learn more about interest-earning, flexible coverage with universal life insurance from State Farm®.