May 31, 2024 · Here are 11 factors that could be affecting your home insurance rates. 1. The location of your home. Home location is one of the biggest factors that insurers use to …

Dec 23, 2025 · Some rating factors for home insurance are specific to you as a homeowner, while others have more to do with your home’s physical structure or the location. Your policy …

Here are seven of the biggest factors that influence the amount you pay for home insurance. 1. Location. If you've moved recently and are shocked at the quotes you've gotten for home...

Jun 25, 2025 · Nationwide, the average homeowner pays roughly $3,300 a year for homeowners insurance, but it's possible that your cost of coverage could be much less - or much more. …

May 23, 2025 · Below, we’ll look at what factors affect home insurance costs the most, as well as what you can do to get cheaper home insurance rates.

Aug 4, 2025 · Around 94% of homeowners saw their premiums increase from May 2022 to May 2023, according to our 2023 Policygenius Home Insurance Pricing Report. Here are 11 factors …

Dec 10, 2025 · Rating factors like location, credit score, and the age of your home are crucial in assessing risk for calculating home insurance rates. You can lower your rate by adjusting …

Your home, the neighborhood, your claims record and more can all influence how much you pay.

In this 2025 guide, we’ll break down the main factors that affect your home insurance rates. Understanding these will help you see why your quote is high or low, and what (if anything) …

Jun 19, 2025 · Understanding what drives home insurance rates can empower homeowners to make informed decisions and potentially lower their premiums. This insurance guide breaks …