Under the amended rules, government employees are now formally allowed to take loans from regulated financial institutions by marking a lien or charge on their NPS account. This is a significant step, ...

NPS reforms now allow non-government subscribers to withdraw up to 80% of their corpus under various conditions, a ...

"The recent amendment allows withdrawal of 80 percent as lump sum instead of the previous 60 percent, with only 20 percent mandatorily annuitized. However, the Income Tax Act has not been amended to ...

Retirement planning saw major changes in 2025. Policymakers reformed EPF and NPS, making them more flexible and digital. NPS ...

The Pension Fund Regulatory and Development Authority (PFRDA) has notified key changes to NPS exit and withdrawal rules, bringing meaningful relief for central and state government employees covered ...

The latest Pension Fund Regulatory and Development Authority (Exits and Withdrawals under the National Pension System) (Amendment) Regulations, 2025, were notified on December 12.

PFRDA has introduced significant changes for NPS subscribers, extending the exit age to 85 and increasing the 100% withdrawal ...

Non-government subscribers of the National Pension System (NPS) have been given significantly greater flexibility in accessing their retirement savings, following a key regulatory overhaul notified on ...

Launched by the Government of India in 2004, the National Pension System (NPS) is a defined contribution pension scheme introduced after the government decided to discontinue old pensions scheme.

Corporate sector employees saving through the National Pension System (NPS) can now withdraw a bigger chunk of their retirement savings upfront. The Pension Fund Regulatory and Development Authority ...

The Pension Fund Regulatory and Development Authority (PFRDA) on Tuesday announced several changes to the National Pension System (NPS), providing greater flexibility for corporate sector subscribers ...