*Our research team considers nationwide factors when rating providers. The ranking order of providers in this table is specific to car insurance in North Dakota.

Among North Dakota's most affordable car insurance providers are Auto-Owners, State Farm, and USAA. Full-coverage car insurance in North Dakota averages $114 per month, compared to the national ...

PIP insurance is a mandatory part of minimum coverage requirements in ND. Drivers must purchase $30,000 worth of PIP coverage. PIP covers medical expenses and may also provide coverage for lost wages ...

BISMARCK -- North Dakota car insurance rates are among the least expensive in the nation. Insurance Commissioner Jim Poolman said the average rate in North Dakota puts the state at third lowest, ...

BISMARCK, N.D. -- North Dakota Insurance Commissioner Adam Hamm says auto insurance premiums paid by drivers in the Dakotas remain among the lowest in the nation. Hamm cites a new report issued by the ...

Car insurance rates have continued to rise in recent years, with the national average for a full coverage policy hitting $2,638 per year in 2025, up 12% from $2,349 in 2024. However, it's still ...