The power of compounding is one of the most-important tools that investors have at their disposal. Thanks to compounding, even small amounts of money can grow into huge savings over the long haul. By ...

Retirees facing a $400K lump sum or $2,000/month pension are not just picking a payout style, they are locking in how much ...

Under the revised NPS rules, retirees can withdraw up to 80% of their corpus as a lump sum, while at least 20% must be used ...

Cindy Levering, a retired consulting actuary for Aon, used to do detailed calculations for non-profit and for-profit clients, helping them manage their defined benefit pension plans. Now she’s helping ...

Forbes contributors publish independent expert analyses and insights. I am passionate about pensions, recessions, IRAs and retirement. Recent changes by the IRS have perked up interest in companies ...

The decision of whether to take a lump sum or an annuity from your pension can be overwhelming. It’s a choice that significantly impacts your financial future, and there’s no one-size-fits-all answer.

Read this if you're thinking about retiring and taking the lump-sum option Clay Halton was a Business Editor at Investopedia and has been working in the finance publishing field for more than five ...

Over the next few weeks some 42,000 white-collar General Motors retirees will take a crash course in actuarial math. The company is ending their pension plan, forcing a decision on whether to take a ...

Not sure which option you'd want when you win California's MegaMillions lottery? This handy widget shows how much you would earn each year for the annual amount, compared to the cash lump sum payout ...