Americans who live and do business in those ZIP codes—estimated to be more than one million Americans—will be reported if they spend more $200 in cash on items like money orders and traveler’s checks.

Transactions over $10,000 trigger a currency transaction report under the Bank Secrecy Act. Structuring deposits to avoid reports can still alert banks and lead to a possible suspicious activity ...

VINEYARD — Vineyard officials failed to report "substantial" transactions, totaling more than $35 million in the last four years, according to a report from the State Auditor's Office released ...