Health insurance plans on the marketplace are divided into four categories: platinum, gold, silver and bronze. These categories are based on how you and your health plan split costs. They have nothing ...

With so many options available, choosing the right health insurance plan can feel overwhelming. To make the best choice, it is critical you understand your options, compare different plan types and ...

For the 76.4% of U.S. adults with chronic conditions, especially women, strategic health insurance selection demands modeling worst-case medical spending and scrutinizing formularies. Proactively ...

Selecting a health insurance plan in the US is a little like going through a maze, or solving an impossibly difficult ...

High-deductible health plans (HDHPs) offer lower monthly premiums but higher deductibles, while preferred provider organizations (PPOs) typically have higher monthly premiums but lower deductibles.

Discover how actuarial value determines cost-sharing in health insurance, affecting premiums and out-of-pocket expenses ...

Health insurance is vital in the modern world. Some countries provide universal health care to residents, but the United States is not among them. As a result, Americans must navigate the health care ...

Below is an edited-for-clarity transcript of a discussion between Robert Powell and Jae Oh, author of Maximize Your Medicare, about the 2026 open enrollment period for the Affordable Care Act health ...

Open enrollment for individual health insurance closes on Jan. 15. Still, many people in Washington remain on the fence about ...

My wife and I have been covered by traditional Medicare since we each turned 65. In addition, we have had a secondary insurance plan that was heavily subsidized by my wife’s former employer. Similar ...

Once your parents qualify for Medicare, their specific health needs and budget can help determine which Medicare plan they may benefit from most. Enrolling in Medicare can be a confusing process. Your ...

Health insurance for families through family floater plans allows multiple members to be covered under one policy.