Each bank has different policies for customer access to funds when depositing a check. However, the federal government has rules on the length of time a bank or credit union can hold your deposited ...

Most checks clear within 2 business days, though some banks may hold funds for up to 7 days depending on the check amount and type. The first $225 of any check deposit must be available by the next ...

Knowing when money will be credited to your checking or savings account is key for financial planning. While some factors may delay the process, most checks clear within one to two business days.