‘Rates will continue to trend lower.’ Is it time to lock in a CD, with some still offering 4%-and-higher APYs?

5 pros offer their certificate of deposit predictions for February — and beyond ...

Why I'm Not Opening Any CDs in 2026 -- Even With Rates Near 4%

Top CD rates are still hovering near 4%, offering a solid guaranteed rate on your cash for months or years. Find out why I'm ...

10 highly-ranked CDs that all offer 4% APYs or higher

We analyzed “best CD” reviews from nine financial sites to find the most-recommended certificates of deposit this month ...
Money on MSN

Best banks for CD rates for February 2026

Read on to learn about the best banks for CD rates in 2026.
NerdWallet

Current CD Rates, January 2026: APYs Drop

-0.40 percentage point (40 basis points). See methodology details Medians, or midpoints, consist of APYs of CDs or share certificates collected from the websites of the following 21 financial ...
Investopedia

Savings and CD Rates Are Likely To Fall This Year—Here’s How Far They Could Go

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. After soaring yields in 2023 and 2024, a shift in Fed policy will likely push rates ...
The Motley Fool

Rates Are Falling, but I'm Still Earning 4% on My Savings -- Here's How

This week, the Fed cut interest rates by 0.25% -- dropping the benchmark rate to its lowest level in three years. If you're holding cash in a high-yield savings account (HYSA) or considering CDs, the ...